Cost of Living Session

Financial Wellbeing in a Cost of Living Crisis

When the cost of living rises faster than wages, even financially responsible employees can find themselves struggling. This session provides practical, immediately applicable strategies for maximising money, reducing outgoings, and protecting financial wellbeing during a period of sustained economic pressure.

Why This Matters

Cost of living pressures are the number one driver of financial stress in UK workplaces right now

Sustained inflation, energy costs, and rising housing expenses have created a new category of financial difficulty: employees who were managing well, and are no longer. This session meets that reality directly — with practical responses, not generic financial advice.

76%
of UK employees report cost of living as their top financial concern
Research consistently places the cost of living at the top of employee financial worries — ahead of debt, savings, and retirement. It is the most immediate and widely shared financial stressor in the UK workforce today.
1 in 3
employees say cost of living pressure affects their performance at work
Financial stress caused by rising costs has a direct, measurable impact on workplace performance. Reduced concentration, increased absenteeism, and higher turnover are all linked to unaddressed cost of living pressure in the workforce.
£382
average monthly shortfall for employees in financial difficulty
For employees whose outgoings now exceed their income — even temporarily — the psychological and practical consequences are severe. This session is designed to reduce that gap through practical action, not platitudes.
What You’ll Learn

Practical strategies for maximising money when everything costs more

  • Identify the most impactful areas to reduce household costs — from energy and insurance to subscriptions and grocery spending — without sacrificing quality of life unnecessarily
  • Understand what government support, employer benefits, and charitable schemes are available — including schemes many employees are unaware they qualify for
  • Learn how to protect mental health during financial pressure — breaking the anxiety spiral that makes it harder to take the practical steps needed to improve the situation
  • Build a short-term financial triage plan — prioritising essential outgoings, deferring non-essentials, and identifying where breathing room can be created immediately
  • Understand how to negotiate with creditors, utility providers, and landlords during financial difficulty — what your rights are and how to use them
  • Know where to get free, regulated support — including Citizens Advice, the National Debt Helpline, and EAP financial counselling services your employer may already provide
Who This Is For

For any employee feeling the financial squeeze of rising costs

Cost of living pressure does not discriminate by income, seniority, or life stage. This session is appropriate for the whole workforce — including employees who appear financially stable but are absorbing significant hidden pressure.

💲Employees under immediate pressure

Those experiencing a genuine income-outgoings shortfall who need practical, immediate strategies to regain financial stability and reduce day-to-day stress.

👤Managers spotting signs of stress

Team leaders who want to understand how cost of living pressure manifests in their team — and how to respond supportively without overstepping professional boundaries.

📋HR & reward professionals

HR teams reviewing their benefits, pay, and financial support offering in the context of sustained cost of living pressures — and looking for session content that responds to current workforce reality.

How It Works

Timely, practical, and grounded in what’s actually happening in the economy right now

We update this session regularly to reflect current costs, support schemes, and economic conditions — so employees receive relevant, actionable advice rather than generic financial wellbeing content.

1

Workforce Context

We understand the specific pressures affecting your workforce — sector, geography, pay levels, and existing support provision — to ensure the session is directly relevant.

2

Session Delivery

A practical, timely session covering immediate cost reduction strategies, government and employer support, and psychological tools for managing financial stress. Available in 30, 60, or 90 minutes.

3

Support Directory

Participants receive a current, curated list of financial support services — national and local — so they can take practical action immediately after the session.

What Our Clients Say

Trusted by organisations across the UK

“Our partnership with Workplace Mindfulness enables us to create a healthy, supportive workforce by combining specialist expertise with our commitment to employee care.”

“A collaborative, impactful partnership that empowered our people to champion mental health and wellbeing.”

“Blending genuine validation with practical, actionable strategies, the coaching empowered our employees to navigate their roles with increased confidence.”

Ready to Get Started?

Help your employees navigate financial pressure with practical tools, not platitudes

Get in touch for a free, no-obligation conversation about how this session can work for your organisation.

Book a free 30-minute call →
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