Debt Management Workshop
Debt is one of the most stigmatised financial experiences — and one of the most common. This workshop cuts through the shame and confusion to give employees a clear understanding of debt, how it works, and practical strategies for taking back control without judgement.
Problem debt is more common in UK workplaces than most employers realise — and it rarely stays at home
Debt creates a persistent cognitive load that follows employees into work. Worry about repayments, calls from creditors, and the shame of financial difficulty all reduce focus, increase stress, and affect performance. Yet most employees in problem debt suffer in silence.
Practical tools for understanding, managing, and reducing debt
- Understand the different types of debt — priority vs non-priority, secured vs unsecured — and why knowing the difference matters for how you tackle them
- Reduce the shame and avoidance associated with debt — building the psychological groundwork needed to face financial difficulties head-on
- Apply proven debt repayment strategies — including the avalanche and snowball methods — and understand which approach works best for different situations
- Understand your rights when dealing with creditors — including what creditors can and cannot do, and how to communicate effectively to protect yourself
- Explore the full range of debt solutions available in the UK — from breathing space schemes and debt management plans to formal insolvency options
- Know where to access free, regulated debt advice — including StepChange, Citizens Advice, and National Debtline — with practical guidance on taking the first step
For any employee navigating debt — or supporting someone who is
This workshop is designed for the whole workforce. Debt affects employees across all income levels and life stages, and the skills for dealing with it compassionately benefit managers and HR professionals as much as those directly affected.
Anyone struggling with credit card debt, loans, overdrafts, or cost of living pressures who wants a clearer understanding of their options and a practical path forward.
Team leaders who want to understand how debt and financial stress manifest in the workplace — and how to start sensitive conversations and signpost support appropriately.
HR teams building a financial wellbeing strategy that explicitly addresses debt — one of the highest-impact areas for employee welfare and workplace productivity.
A non-judgmental session that makes debt feel manageable, not shameful
Delivered with care and complete confidentiality. No financial advice, no personal data shared — just clear, practical information and a safe space to engage honestly with a difficult topic.
Confidential Briefing
We discuss your workforce context in confidence — ensuring the session tone and content is appropriately calibrated without surfacing any individual situations.
Workshop Delivery
An honest, evidence-based workshop covering debt types, repayment strategies, rights, and solutions. Available in 60 or 90 minutes, onsite or online, at a time that suits your team.
Signposting Pack
All participants receive a clear signposting guide to free debt advice services, government schemes, and EAP referral pathways — so they know exactly where to turn for personal support.
Trusted by organisations across the UK
“Our partnership with Workplace Mindfulness enables us to create a healthy, supportive workforce by combining specialist expertise with our commitment to employee care.”
“A collaborative, impactful partnership that empowered our people to champion mental health and wellbeing.”
“Blending genuine validation with practical, actionable strategies, the coaching empowered our employees to navigate their roles with increased confidence.”
Help your employees face debt with clarity, not shame
Get in touch for a free, no-obligation conversation about how this workshop can work for your organisation.
Book a free 30-minute call →Send us a message